Finance Center Oak Ridge, Alcoa, Knoxville | Buy Here, Pay Here

We Offer In-House Financing Solutions for Drivers from Knoxville, Oak Ridge, Alcoa, Sevierville and Maryville

At Ole Ben Franklin Motors, our goal is to take the worry out of your car shopping experience. Of course, one major cause for distress is usually the financing process; however, we make it easy for you to get the loan you want regardless of whether your credit is bad, good or outright nonexistent. We offer financing through T and M Finance, our in-house financier; since we own the bank, we can provide "Buy Here, Pay Here" short-term financing to help our customers get the loan they need for the car, SUV or truck they want. We also report to all the major credit agencies so that your credit can be built or repaired!

We've been part of the community for 25 years now, and we truly understand that bad things happen to good people. Once you've secured your loan with us, the credit agencies will be notified of your loan and timely payments -- which will, in turn, help improve your credit rating. Then, when you've paid off your loan, we'll help you arrange financing for your next new-to-you vehicle.

Make sure to take advantage of our online tools that are designed to help you arrange for financing at your convenience. If you're planning on trading in your current vehicle, our Value Your Trade tool will provide you with a good-faith estimate of your car's value and provide us with the contact details we need to connect with you, should we need more details. The Payment Calculator is a handy way of determining the loan terms that work best for your budget (please keep in mind that the numbers reflected with this tool are estimates and for reference only). Lastly, our online Finance Application lets you (and our finance experts) get a head start on the process. The form is submitted using an HTTPS form action, so all sensitive data is encrypted before it's transmitted.

If you'd rather meet with the T and M Finance team in person, we have area locations at 480 S Illinois Avenue in Oak Ridge, 9711 Kingston Pike in Knoxville and 911 Louisville Road in Alcoa

Your privacy is important to us.

Ole Ben Franklin Motors takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Ole Ben Franklin Motors

  • Alcoa : 865-238-2346
  • Knoxville/Kingston Pk: 865-240-2086


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-8:00PM
  • Sunday Closed
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